terça-feira, 25 de setembro de 2018

Carrefour plans to invest R $ 1.8 billion in Brazil in 2019; small and micro industries have trouble getting credit and other news


Carrefour wants to invest R $ 1.8 billion in Brazil in 2019. The retail group, which announced an investment of equal value for 2018, intends to direct the resources to expand the network of stores in the country. As anticipated by the newspaper "Valor Econômico", the idea is to open more units in the formats Carrefour Express and Carrefour Market, in addition to 20 Ataguardjo stores with the Atacadão flag. Although it offers gross margin lower than retail stores, atacarejo is the busiest business within the group - up to June, the segment grew 7%, while supermarkets and hypermarkets grew only 3%.

Small and micro industries have difficulty obtaining credit. Only half of the micro and small São Paulo industries that tried to obtain credit in July succeeded - equivalent to 6% of the total. Data are collected by the Union of Micro and Small Industries of the State of São Paulo (Simpi). The decline in industrial activity also contributed to the fall in the demand for credit from 16% to 12% of companies in a month. The interest rate is pointed out by 40% of the entrepreneurs as the main difficulty in taking credit; 26% of them say that lack of adequate funding lines is the biggest problem.

Credit card fraud has already risen to 920,000 since the start of the year. The average is 3.6 frauds per minute. The figures were collected by Psafe's cybersecurity lab, which collected and generated data from a base of 20 million computers. "We are experiencing an explosion in credit card fraud in Brazil," the director of Psafe's laboratory, Emílio Simoni, told Estadão. The problem is the size that was created until a task force, handled in a confidential way by the Public Ministry and the Civil Police, to try to map the origin of these stellarians.

High oil prices could boost gasoline by 25% by the end of the year. Prices have risen in the international market because the Organization of the Petroleum Exporting Countries (OPEC) does not increase the production of its associates. Global oil benchmarks rose more than 3 percent this Monday to more than $ 80 / barrel - the highest value in the last four years. According to experts in the commodity, the barrel could reach US $ 100 by the end of the year. For the Brazilian, if the automatic transfers of Petrobras' policy were maintained, this could raise the average price of gasoline to something close to R $ 5.80 a liter.

With the dollar rising, Brazilian expenses abroad fall in August. According to data from the Central Bank, the expenses of Brazilians traveling abroad totaled US $ 1.3 billion (R $ 5.29 billion) in the month, a decrease of 20.8% over the same period in 2017. year, these expenses total US $ 12.6 billion, almost the same amount recorded last year (US $ 12.4 billion). The deceleration of spending is a direct consequence of the escalation of the US currency: last month, the dollar was quoted at R $ 3.93, a 24.8% increase compared to the average price of R $ 3.15 in the same month of 2017 .

Idea of ​​the day: If you are employed and have been called to work elsewhere, it is best to think twice before accepting a possible counterproposal from your company. Staying in a job just because you received a salary increase as counterpart entails a number of pitfalls, says Fernando Mantovani, general director of consulting Robert Half. The main risk is to convey the image that you are motivated exclusively by money:

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